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North Dakota Auto Insurance Quotes

Married Couple 25 Years

Married couple, both age 25, with two young children at home. Husband drives 2002 Toyota Camry 4 door sedan eight miles to work each way, five days per week. Annual mileage of 12,000. Wife drives 2004 Ford Focus six miles to daycare and work each day, five days per week. Annual mileage of 10,000. The husband had an accident one year ago, causing $2,000 damage to another party. The wife has a speeding ticket (45mph in a 35mph zone).

Coverage Limits:

  • Bodily Injury: $100,000 limit for injury to another person/$300,000 limit for injuries to all persons.
  • Property Damage: $50,000 limit.
  • Uninsured Motorist Bodily Injury: $100,000 limit for injury to one person/ $300,000 limit for injuries to all persons.
  • Underinsured Motorist Bodily Injury: Limits equal to the Uninsured Motorist limit.
  • Personal Injury Protection: $30,000 limit.
  • Collision Deductible: $500.
  • Comprehensive Deductible: $250 deductible.

Rates in table are for six month premium and include discounts for multi car and safe driver when appropriate. Rates effective as of March 2010

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Company Name Fargo Remainder of State Bismark/mandan Grand Forks Minot
Allstate $1,054 $1,077 $1,330 $944 $1,013
Amco $751 $826/$891 $865 $776 $796
American Standard $1,077 $1,197/$1,296 $1,173 $1,170 $1,160
Center Mutual $1,014 $759 $996 $945 $945
Dairyland Insurance Company $2,902 $2,831 $2,703 $3,172 $2,899
Farmers Insurance $901 $1,262 $1,153 $1,080 $1,198
Garrison Prop & Cas $516 $548 $498 $481 $451
Grinnel Mutual $989 $902 $941 $1,039 $1,031
Milbank $839 $907 $960 $814 $906
National Farmers Union $728 $808 $774 $715 $734
Nodak Mutual $977 $1,130 $1,076 $1,067 $1,090
North Star Mutual $727 $741 $695 $681 $645
Progressive Direct $604 $662 $671 $603 $617
Progressive Nw $531 $574 $634 $520 $546
Safeco Insurance Company $818 $842 $824 $818 $785
State Farm Fire $582 $765 $623 $541 $679
USAA $583 $624 $564 $559 $510
USAA Casualty $516 $548 $498 $481 $451
USAA General Ind $978 $1,036 $935 $927 $843