Wisconsin Gets Ready to Require Auto Insurance

Wisconsin will require all drivers to show proof of auto insurance coverage as of June 1, 2010. Drivers can be asked for such proof during traffic stops. Counting Wisconsin, there are 48 states requiring drivers to be able to show proof of insurance; penalties vary by state.

While 85% of Wisconsin drivers do have active auto insurance policies, that means 15% of Wisconsin drivers do not. They must purchase insurance or face fines as high as $500. Fines are raised - as much as $5000 - if the officer deems a driver’s insurance papers to be fraudulent. Wisconsin state troopers will be more lenient, issuing fines of only $200, if drivers openly admit that they lack insurance. Buying insurance is the best way to avoid fines and possible suspension of one’s license.

The Internet is currently the best place to shop for insurance. Most companies provide free insurance quotes, so a driver can price and compare several policies in a matter of minutes. There is no pressure to make a purchase, and plenty of leisure time to consider the options, allowing you to buy the policy that meets your needs rather than the one a charming salesperson is pushing. Begin by typing “free insurance quotes” in your browser’s search engine. Click on several websites from reputable companies that present credible ads. After entering the required driver information and hitting enter, the screen shows a variety of auto insurance quotes at no charge. Drivers should compare not only price but coverage and deductibles before making their choice. Then they can drive with a clear conscience.

June 23, 2010, Posted by Rainy Day Mitch